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  • Automotive Loans

    Affordable prices are only the start. We result in the whole buying procedure easier.

    Your car loan requirements covered

    Prices as little as

    Enjoy exceedingly competitive prices with great terms.

    Complimentary Auto Buying Service

    Our professionals will discover the vehicle you would like at a price that is great. Begin right right right right here.

    Degree Up

    Individuals may be eligible for loan price reductions by simply making consecutive, on-time re payments.

    Brand Brand New Car Loan

    Versatile terms, as much as 125per cent funding

    • New car loans interest rates only 3.14per cent APR
    • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
    • Versatile terms as much as 84 months
    • No prepayment charges
    • Have a rate that is potential through LevelUp

    Free user advantage: We’ll find your vehicle and negotiate a price that is great

    Used Car Loan

    Versatile choices to match your requirements

    • Car loan prices as little as 3.39per cent APR
    • Affordable payment terms as much as 84 months on automobiles as much as a decade old, maximum 125,000 kilometers
    • As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
    • Freedom enabling you to definitely purchase from a dealer, personal celebration, if not purchase a lease out
    • Enjoy a rate that is potential through LevelUp

    Free user advantage: We’ll find your vehicle and negotiate a price that is great

    Car Finance Refinancing

    Trade-in your loan for an improved one

    • Car finance refinancing prices only 3.14per cent APR
    • Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
    • Loans as much as 125percent regarding the Kelley Blue Book value (if you owe significantly more than your vehicle will probably be worth )
    • Save well on your price by refinancing automobile financing off their finance institutions

    Finance Calculator

    just just exactly just How car that is much we manage?

    Our markers of success

    PROVIDER THAT BRINGS CUSTOMERS BACK

    “I’m on my 3rd Patelco car loan and I also would not give consideration to anyone that is trying. The client solutions is amazing!”

    MORE OPPORTUNITIES FOR LOTS MORE EVERYONE

    “I happened to be assisted with a car loan and get distribution. It had been the experience that is best – We never ever knew it existed.”

    THERE THROUGH GOOD AND THE BAD

    “we desperately required a brand new vehicle, but had small cash to place straight straight down. Patelco never ever hesitated to aid me personally.”

    Shop the real means you need

    Free, concierge car-buying solution

    Allow Patelco Auto Buying solution professionals get the automobile you need and negotiate an excellent cost for you.

    Analysis & Shop with AutoSMART

    make use of our AutoSMART solution to locate, store and finance your ca r all in a single destination.

    You are invited to the vehicle purchase

    stay tuned in for details about upcoming automobile purchase activities.

    Details not far off

    Safeguard your r that is new >

    Professional agents will discover you just the right insurance coverage and security solutions during the price that is best.

    Comprehensive Car Insurance solutions 2

    Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

    Fully Guaranteed Car Protection (GAP)

    Mechanical Breakdown Protection (MBP)

    Debt & Loan Protection

    The AutoSMART links about this web web page shall make you keep the Patelco Credit Union internet site. Although payday loans list promo code Patelco works closely with numerous lovers, third-party internet web web web web sites can offer a various online privacy policy and standard of protection. Please consult the internet site’s privacy for more information. Patelco Credit Union doesn’t represent the operator legally with this web web site or the Patelco user, if the two come into a deal. Our company is additionally maybe perhaps maybe perhaps not legitimately accountable for accessibility, viewpoints, items, or solutions expressed or offered on the webpage you will be going to see.

    1. APR (Annual Portion Price). Automobile prices only 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a selection of base prices and discounts that be determined by facets such as for instance credit score, loan term, Patelco loan and account balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real prices are disclosed to approved candidates on paper ahead of loan consummation and may even be up to 11.89per cent APR. For more information on prices, terms and discounts that are available call 800.358.8228, see patelco.org, or see any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

    2. Insurance coverage items are perhaps maybe maybe not deposits of Patelco Credit Union and are also perhaps perhaps maybe maybe perhaps not insured because of the NCUA. They may not be assured by Patelco Credit Union that will be at the mercy of danger. Any insurance coverage needed as an ailment of an expansion of credit by Patelco Credit Union will not need to be bought from Patelco Insurance solutions and may also be bought from a representative or an insurance coverage business associated with the user’s option. Patelco Insurance solutions is a subsidiary of Patelco Credit Union. Insurance coverage services and products provided by Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints can be filed utilizing the Ca Department of Insurance, www.insurance.ca.gov .

    3. APR (Annual Portion Price). 1.00% off current Patelco Credit Union price by having a maximum loan term of 60 months. Present price will differ centered on credit history and terms. Funding for qualified Patelco Credit Union people. Provide legitimate only on Enterprise automobile product product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer can not be along with virtually any offer except that those placed in this ad.

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